Start with OnlyFans’ own 20% fee
OnlyFans’ Terms of Service state that its fee is 20% of the total fan payment and is deducted from each payment. A fan payment is any payment linked to a creator interaction, so the same 20% applies to subscriptions, tips, paid messages and other purchases. What is left, 80%, is what the platform shows as creator earnings. Any agency commission comes on top of that fee, which is why the calculation base matters so much.
- OnlyFans takes 20% of each fan payment, tips included; the creator’s earnings are the remaining 80%
- All fan payments and creator earnings are in US dollars; your bank or e-wallet may charge conversion or other fees
- Earnings can be withdrawn only once they appear in the account and the minimum payout amount is reached
- If a fan obtains a refund or chargeback, OnlyFans may deduct the creator-earnings part of that payment later
- Sales tax that OnlyFans adds to a fan’s payment is charged on top of the price and is not part of creator earnings
- OnlyFans: Terms of Service
Checked on 13 October 2026. States that OnlyFans’ fee is 20% of the total Fan Payment, deducted from each payment, that payments are in USD, and that a creator who gets help running the account keeps full legal responsibility for it.